DueSmart
Free checkup

DueSmart Tracker › Guides

7 Places Forgotten Subscriptions Hide, and How to Find Them

By DocTA Dwight, founder of DueSmart · Updated October 29, 2026

The short answerCheck your bank statements, your card statements, your phone's app store subscriptions, your shopping account memberships, PayPal automatic payments, your email for renewal receipts, and anything billed once a year.

1. Your bank statements

Look back 2 months for the same amount on the same day each month.

2. Your credit card statements

Do the same for every card, including cards you rarely use. A forgotten card is a common hiding place.

3. Your phone's app store

On iPhone, open Settings, tap your name, then Subscriptions. On Android, open the Play Store, tap your profile picture, then Payments and subscriptions.

4. Shopping account memberships

Big shopping sites list memberships and subscriptions in your account settings.

5. PayPal automatic payments

In PayPal settings, look for automatic payments. Old sign-ups often live here.

6. Your email

Search your inbox for "receipt", "renewal" and "your subscription".

7. Yearly charges

Some charges come once a year, so a 2-month look misses them. Search your email or statements from 12 months ago.

Then add them up

Put everything you found in one list and see the yearly total. That number is the one that helps you decide what to keep.

Found a few? See what they cost each year

Add them to the free checkup and see your monthly and yearly total right away.

Add up my subscriptions

Common questions

How do I stop a free trial from charging me?

Write down the day the trial ends and cancel at least a day before. Adding the date to your phone calendar helps.

Can my bank cancel a subscription for me?

Your bank or card company may be able to help with a charge you did not agree to. For normal subscriptions, cancel with the company first.

More guides