For you, or for someone you help
Bills and cards getting hard to keep up with? We set it up with you.
One payment, no automatic renewal.
A real person puts every card and loan in with you by phone. Then you just ask Grace, "What do I owe this week?"
- No card numbers, ever
- No bank login
- Phone help until every card is in
What each package includes
Each setup package includes your Tracker and phone help until every card is in, within 30 days. One payment, no automatic renewal. Payments are processed by Stripe.
Setup Starter
Up to 5 cards or loans.
- We put every card in with you
- We show you how to ask Grace
- Check-in email at two weeks
Setup Plus
6 to 15 cards or loans.
- Everything in Starter
- A plan that groups your due dates
- Check-in email at two weeks
Setup Complete
16 to 25 cards or loans.
- Everything in Plus
- For a lot of cards and loans
- Check-in email at two weeks
Set it up myself
The Tracker for 12 months. Up to 25 cards and loans. Paid once.
- You add your own cards
- Grace and every new feature
- 15-day money-back guarantee
Running a business with company cards? See DueSmart for Business. Help outside a package is $125 an hour, agreed before we start.
Two things no other card app gives you
We set it up with you
No blank screen and no guessing. We stay on the phone with you, at your pace, until every card is in, within 30 days.
You just ask Grace
Tap the green Talk to Grace button and ask out loud: "What is due this week?" or "How much should I pay on my Chase card?" Or tell her, "I paid fifty dollars on my Chase card," and she writes it down. 20 voice minutes a month are included, and you can add more any time.
Sound familiar?
- Too many due dates to rememberA few cards, a car loan, the phone bill, the streaming services. Each one is due on a different day.
- Bank apps are hard to readSmall print, many passwords, and a different app for every card. It is easy to give up and just hope.
- Autopay protects the due date, not your scoreThe balance the bureaus see is set on the close date. Autopay usually pays after that, so a high balance can still report.
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- One late payment can cost youA late fee, a higher rate, and a mark on your credit that can stay for years.
- Subscriptions that renew without askingFree trials that turn into charges, and services you forgot you still pay for.
- You worry about scamsYou do not want to type a card number or a bank password into anything. With DueSmart you never do.
- Your family helps, but they cannot be there every dayA son or daughter can set it up with you once. After that, the reminders come to you.
How setup help works
Pick your package
Choose by how many cards and loans you have. Pay securely through Stripe.
We call you
We call you within 1 business day to pick a time that suits you.
We put every card in with you
Have each card's nickname, balance, limit, close day and due day ready. We never ask for your card number, security code, PIN or bank password.
We show you Grace and check in
We show you how to ask Grace what is due. Two weeks later you get a check-in email.
What you get in your Tracker
- Every due date and close date in one placeUp to 25 cards and loans, with a reminder before each date.
- NewSee exactly what to payEach card shows the amount to pay before the close date to report 5%, 10%, 15% or 29% utilization. Already there? You see a check mark.
- NewJust ask Grace how much to paySay "How much should I pay on my Chase card?" and Grace reads the amounts out loud, with the close date.
- NewBig green and gold buttonsTap the green I made a payment or the gold I made a purchase right under the balance. Or just tell Grace.
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- NewA weekly reminder to keep balances rightOnce a week a gold box asks if your balances are still right. Grace asks too before you hang up.
- NewBig numbers that are easy to readEvery card shows its credit limit and utilization in big colored numbers: green is good, gold means watch it, red means high.
- NewStay signed in for a yearIf you use Gmail, tap the big Google button once and stay signed in on that phone or computer. No passwords to remember.
- Subscriptions tooWe remind you before Netflix, the gym or any service renews, so you can keep it or cancel it.
Questions people ask
Do I have to give you my card numbers?
No. Never. We only use nicknames, balances, limits and dates. DueSmart does not connect to your bank and never asks for a card number, PIN or password.
I am not good with computers. Can I still do this?
Yes. That is exactly why we set it up with you on the phone. Afterwards you can just talk to Grace, and the Simple View has big, easy text.
Can my son or daughter be on the call?
Yes. Many people set it up together with family.
What is Grace?
Grace is the voice helper inside your Tracker. Tap Talk, ask what is due or how much to pay on a card, or tell her about a payment or a purchase you made. 20 voice minutes a month are included, and you can add more if you need them.
Is this credit repair?
No. DueSmart helps you pay on time and keep balances low. It does not fix credit reports, lend money or promise any score.
I want to talk before I buy.
Email support@duesmart.com and a person answers, or call (470) 740-8343.
Stop keeping it all in your head. Let us set it up with you.
See the setup options▶ Watch the 2 minute demoEmail us first